Real-life sticker shock: I’m getting reamed by Obamacare

You know how it is when you read about bad news happening to other people, and you think, yeah, but that’s not going to happen to me?

Well, it IS happening to me, and it may well be happening to you very soon.

I’m getting reamed by Obamacare.

Today I received a letter from Cigna, my current health insurance provider, saying the plan President B. Hussein Obama promised me over and over I could keep…is being cancelled.

The letter says “We have decided not to offer your current health coverage again next year. Your current coverage will end on December 31, 2014.”

But Cigna very helpfully suggests a new plan that’s similar to my current plan. It will be EIGHT HUNDRED AND FOUR DOLLARS A MONTH. That’s nearly a 30 percent increase over what I’m paying now.

Also included is a “Consumer Notice” which explains the impact of Obamacare on health plan costs. I’m including it here so you can enjoy it too.

consumer_notice

Cigna explains I’m going to have to take it up the wazoo price-wise because now health plans:

– Must offer new benefits.

– Must cover everyone even if they have preexisting medical conditions
– Must pay new taxes and fees, which add to health plan costs.
– Must charge the same health plan costs to men and women.
– Must limit how much your age can affect health plan costs.

There’s even a handy chart that breaks down the before and after differences in health plan costs for different age groups. I may be smarting from my nearly 30 percent increase, but the real pain will be felt by young men, age 21 to 29 who may realize an increase of 87.1 percent. Those lucky men age 55 to 64 may see an average increase of only 18.1 percent.

And I know our Dear Leader said the “Affordable (HA!) Care Act” would reduce health costs, but I can’t find anything on that page that looks like a reduction – not even in teeny, tiny fine print. Nope, it all just looks like a giant one finger salute to me.

What superb timing, that I should get this letter the day before Election Day, the day before President Obama’s policies are on the ballot. Of course he did his best to postpone these changes until after the midterm election, but those pesky insurance companies sent the letters out anyway.

Not that it mattered to me. I voted against his policies on the ballot early by mail – that’s assuming my vote is even accurately counted.

No, I can’t keep my plan if I like it. I probably can’t keep my doctor. And the Affordable Care Act is just an act – like so much in this administration.

So keep an eye out for your own personal nasty surprise. And feel free to share your stories with me. Misery loves company.

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71 Comments on "Real-life sticker shock: I’m getting reamed by Obamacare"

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MotherBatherick
Guest
I remember it almost being a year to the date when my elderly mother asked what would become of her under the new obamacare plan. I replied to her “I don’t know…” Few weeks later, she was in the ICU because she had stopped taking her heart medicine. Couple more weeks after that, she passed away. Last saw her laying on a cold steel table at the hospital with her eyes stuck open (I had to gently close them and kiss her goodbye and ask her forgiveness that I hadn’t of thought of something for her) She knew she couldn’t… Read more »
Sandra Bandt
Guest

Oh, and, MY Mother is on Medicare. Because she exists and is over 65. Nice try, bozo.

Sandra Bandt
Guest
Nice fiction. I almost got a tear in my eye before I saw through it. By the way, I don’t see a name on the above letter. It could be written to anyone. You people are so gullible!!! Also, if your governor did not take the federal money offered? You’re barking up the wrong tree. You guys are so fond of i.d’s let’s see some for the above letter. Otherwise I call bullshit. Gee was this guy’s “elderly” mother not on Medicare? Either she was, or she was not so elderly. All elderly citizens get Medicare. Unless . . .… Read more »
Brighton Rose
Guest

Bullshit story.

handgunnar
Guest

As if an Obot moron like you would be able to discern reality.

Sandra Bandt
Guest

Hey, Sherlock, an elderly mother would automatically be on Medicare. Let me know if you need that explained to you.

handgunnar
Guest

That would be the Medicare that Obama looted $716 million from, right?

Sandra Bandt
Guest

Ah, humor. ar ar

Carla Akins
Guest

Liar. Prove it.

handgunnar
Guest

You really should pull your head out of Benito Hussein O’s crotch occasionally.

TotlKaos
Guest

Prove your not a douchnozzle

Feathers
Guest

Phucktard.

James B
Guest

You never really evolved beyond adolescence, did you.

Roger Martin
Guest

MotherBatherick, sorry for your loss, and sorry for the loss to our country for having so many uninformed idiots that voted for Obama

brianbaughman
Guest

St­art ear­ning $90/dai­ly fo­r wor­king onl­ine fr­om yo­ur h­ome fo­r fe­w ho­urs each day… Get regular payment on a weekly basis… All you need is a computer, internet connection and a litte free time… -> click HERE to READ MORE <-

John E. Walker
Guest

The insanity of Obamacare. God help us all.

Sandra Bandt
Guest

What about it? That wasn’t a real sentence. Learn English.

politiciansallsuck
Guest

He was referring to things that simpletons like you fail to grasp… Real effects on human people… the one’s who work and pay for all those subsidies. Sandra, now you are an ass.

John E. Walker
Guest

Snippy leftist b***h, aren’t you?

Sandra Bandt
Guest

flatterer.

Roger Martin
Guest

Amen to that John E. Walker !

Mark Denton
Guest
Nothing starts my morning like the whining of a douche that refers to our President as Hussein Obama!! So it clearly shows the GREATEST increase in coverage is the line item for covering those with Pre-existing Conditions, a coverage even the GOP says is a must!!!! $145 a month for Males over 55 to cover pre-existing conditions, although that is offset by a $151 CREDIT for charging men and women the same! Indicating that the writer is not only a Douche, he understands nothing about accounting since he states there are no deductions. Additionally, to keep the partisan hackery in… Read more »
politiciansallsuck
Guest
you are a complete idiot. obviously, you were not one of the one’s whose deductible just went to 10K…that’s 10,000 dollars. A year. Mine just went up last week. And yes, I lost my choice also. We used to have 2 plans, now it’s the 10k deductible, or we can go on the exchanges…(not going there..no thanks…that is not even widely accepted at alot of doctors)..your either loaded and money is no object with you, or you’re one of the one’s on public assistance with your I-phone, sucking up a subsidy when you have no real world, business owning experience.… Read more »
doomsday_survivor
Guest

he said “President B. Hussein Obama” who’s the whining douche now?

Mark Denton
Guest

Look at all the children coming out of their trailers to play! What I do hate about these red neck, I mean red state sites is all the d-mn Viagra ads! You boys got some serious troubles!

As for B. Hussein….Yes I am sure this douche also referred to other Presidents as R. Wilson Reagan and G. Walker Bush, right? No.

Now go back to Honey Boo Boo!

TotlKaos
Guest

How about you pay for your own damn insurance! Why is it my job now to subsidize everything out there?

TheDude0fLife .
Guest

Obama sounds a lot like Osama, as in Bin Ladin, and Hussein is the same as the last name of Saddam Hussein, therefore he’s a terrorist Muslim and an illegal alien, use your brain moran!

Sandra Bandt
Guest

Wow, you noticed that? How long did it take you? Say, you’re sharp as a tack!!

Roger Martin
Guest

Mark Denton, Nothing starts my morning like the whining of an Obama-bot idiot, that doesn’t have a clue that Obama isn’t even legally president. Everything he has done has been illegal. By the way, people with a brain didn’t vote for that illegal alien, communist, Muslim in the first place.

Sandra Bandt
Guest

Excuse me, just what is a communist Muslim? Go soak your head. Maybe it will help.

Feathers
Guest

Correction, Libtard. The writer referred to the POSPOTUS as B. Hussein Obama.

You DID know “your” president’s full name IS Barack HUSSEIN Obama, correct?

Who left the box of idiots open? Please crawl back inside and close the lid afterward.

Carla Akins
Guest

Because all of us are responsible for how we got our middle names. Right, makes perfect sense.

Feathers
Guest

No… but it IS because of ridiculously STUPID people like YOU (who miss the point, entirely) that America is being dumbed down to single digit IQs!

Now please crawl back in the above-mentioned box with Mark Denton!

Carla Akins
Guest

Kiss my ass. I am as entitled to my opinion as you are your uninformed ridiculous rantings.

Roger Martin
Guest
Sense Obama isn’t legally president according to the constitution, ” the president must be a natural born citizen “. A natural born citizen is someone born here with both parents being citizens of this country (USA). Obama’s father was a citizen of Kenya, so Obama could not be a natural born citizen. He is not legally president. We need a Major Class action law suit against the congress and the Supreme Court, for not doing their job, and preventing Obama from illegally running for president. Everything he has done has been illegal, and the congress and Supreme Court just set… Read more »
Sandra Bandt
Guest

Sense??? If you are going to blather your birther crap in my presence, please learn the English language. Or . . . . .maybe you are an ILLEGAL!!! gasp. Hey Sherlock, most immigrants would have known which word to use there. That must be it!!!! Wow, you should go back to where you came from!!

carolouise
Guest

Hey genius. What facts give you the right to call what Roger said ‘crap”? I’m listening….I’m waiting….I think you then must be an idiot, because there is much more proof to Roger’s assertion than to yours- if you bother to familiarize yourself with the facts, bitch.

Sandra Bandt
Guest

Then you obviously haven’t read the post, or didn’t catch the meaning either. Oh, I do know the facts, and they’re not made up either.

TotlKaos
Guest

Unfortunately the 12th amendment kills this arguement.. I hear you.. but research the issues at hand..

politiciansallsuck
Guest
Just read it. No, the 12th amendment is about NOT electing a president and a vice president from the same area, as they may only hold that area’s interests in high regard. So that argument isn’t valid…maybe you misquoted another thing. Cheney even had to move back to Wyoming to run as vice pres in 2000…look it up. I believe Roger is right…we do have the power to police our government… Reid is just sitting on so much legislation, and the keys to exposing obama as what he is, and the impeachment process.. obama, he’s not an American black..he’s a… Read more »
Tony Hunt
Guest

Are you serious? This again? He’s President, and legally, too. You guys have been beating this dead horse since 2008. There’s two more years left. Get over it and vote again in 2016.

Andy Martin
Guest

[[ There’s two more years left. ]]

Unless he’s impeached.

wmkabrich
Guest

It will never be over till Ovomit and the rest of his illegal crew are behind bars where they belong.

Sandra Bandt
Guest

Hmmm, how does he keep getting elected by a majority of the people?

politiciansallsuck
Guest

Looks like the November elections turned out. Black people in line at the polls were saying how they were betrayed by obama.. and the best part was that they all said they regretted their vote. Nice huh. They are realizing he’s not black. He’s muslim. strange how a month can change things. Maybe not everyone who disagrees with you is not an ass after all.

wmkabrich
Guest

By voter fraud that will stop when every state has ID checks at the polls.

Earl Lee
Guest

***tin foil hat alert***

Travis Miller
Guest

Have you noticed that tax payers also pay for governments healthcare, state employees healthcare. Then we are charged just about 1,000 a month for our own! what a country We pay for theirs and ours BY LAW! Like we have a choice. HAHAHAH

Sandra Bandt
Guest

Yeah, we noticed it about 75 years ago! Do you think this is new? Go get yourself a history book. Cuz, that’s when THE LAW went into effect.

Snickers
Guest

I received my letter also yesterday from my insurance company. Added another $100.00. Two years ago I was paying $300.00 a month, now I will be paying $600.00 a month. JUST FOR ME!!!!! How can anyone pay these prices??

politiciansallsuck
Guest
YES YOU CAN SUE THEM FOR FRAUD. HE SAID i CAN KEEP MY PLAN AND COSTS WILL ACTUALLY GO DOWN. MY CHOICES ARE 1 PLAN (OR GO TO THE EXCHANGES..UH NO THANKS) AND IT WENT UP AND MY DEDUCTIBLE WENT TO 10K .. ANYWAY, I’VE BEEN EMAILING CLASS ACTION LAYERS, AND THE PROBLEM IS THAT THESE JUDGES, THAT GOT APPOINTED LIFE TIME JOBS AS FEDERAL JUDGES BY OBAMA AND CLINTON ( EVEN A FEW UNDER BUSH) ARE JUST LETTING THESE CASES SIT ON THE SHELVES, AND NOT MOVE FORWARD. WE NEED TO GET ENOUGH PEOPLE TO SUE THE JUDGES TO… Read more »
politiciansallsuck
Guest

WE ALL NEED TO GET TOGETHER…MORE OF US AND DEMAND TO BE HEARD. I WANT MY OLD INSURANCE BACK. THE PEOPLE LIVING UPSTAIRS FROM US ON PUBLIC ASSISTANCE CAN GIVE UP THEIR FRIGGING I-PHONES… I’M SICK OF THIS CRAP

Sandra Bandt
Guest

You’re an ass, and your neighbors do not have an I-phone, unless it was a gift, or they got it before they applied for assistance. BTW, how do you know if they are on assistance, do you go through their mail?

RedStateJoe
Guest
How convienent. You hate Obama. You hate Obamacare. You report how you’re getting affected … and then conflate that into how all of America is being similarly affected. In other words, you lie. “Obamacare premiums, once predicted to skyrocket in the second year under the government’s marketplace, have risen about 6 percent for 2015, according to an analysis of preliminary state filings. While foes of the Affordable Care Act warned of double-digit rate increases, the costs of premiums seen so far is more modest for the new year. One reason may be that insurers who came in high in 2014… Read more »
Marcia
Guest

We got a letter last year and my insurance is going up again. I WISH I was lying RedStateJoe but no matter what that link says, my premiums went up. A lot.

jaswim
Guest

I guess you need a letter to wake you up. Until you are directly affected my guess is all you will do is call others liars. Today I work part time, but greatly need full time work. Why? Simple, Obamacare. Furthermore, my premiums and deductible both went up considerably. I’m worse off financially than I have ever been. If you don’t like West, I’m sure Chris Matthews at MSNBC would love to hear from you.

Sandra Bandt
Guest

OMG, What a huge steaming pile The premiums are based on your income. You must be doing it wrong.

RedStateJoe
Guest

Some will win, some will lose.

Bottom line, for the overwhelming majority of Americans, the ACA has improved their lot. Premiums usually jump 12-13 percent. This year six-percent.

Every wack-job claim that West predicted has failed to come true.

Either he lied or he is an idiot. You pick.

Andy Martin
Guest

ACA still leaves 30,000,000 uninsured, premiums still rise as do deductibles. So how is the ACA better than before??

RedStateJoe
Guest

In 2010, that number was 50 million, and the decades-long trend was for it to increase. The ACA in a just one year of implementation, has reversed the trend. That’s great news!

Premiums have been increasing at a rate of 12-13 percent, now they are rising at 6-percent.

Also, the plans that people are on are meaningful plans that will actually protected them if they get sick or are injured.

Those are all great things the ACA has done!

Andy Martin
Guest

Bullcrap. The number was 30,000,000 up until it was revealed that the ACA left 30,000,000 uninsured. Then the Liar In Cheif changed the number to 50,000,000. The Liar said everyone would be covered. He lied.

More lies on the premiums. Mine did not move for three years prior to OvomitCare. And it was a ‘meaningful’ plan.

The ACA has screwed people and has killed jobs.

RedStateJoe
Guest
yea, I know, all those experts like the ones at Forbes, they’re just in the pocket of Obama … what do industry stats mean to a disinterested, nuetral, non-predisposed guys like you . Hey, wait, you’re not …. Your personal experience may be true, but not a single person will believe you because you generally write and act like a loon. I have no idea if what you wrote about your life is true, but I know that I don’t believe you and I know that what I wrote, what is backed up by industry reporting, is true. See how… Read more »
Andy Martin
Guest

Disprove anything I have posed. How’s that sound ‘loon’? And no one insulted you crybaby.

Sarah J Barendse
Guest

Send that letter back “No contract Do Not Consent”. It is illegal to mandate anyone to buy a product. Therefore, Obamacare is illegal…. don’t fall in to the “You have to ” trap. you don’t HAVE TO anything.

kauaihypnosis
Guest

Sending a letter back with “No contract Do Not Consent” won’t do anything.

“It is illegal to mandate anyone to buy a product”

Ok then, explain car insurance.

Obamacare is very much legal. Just because you don’t like it or you don’t understand how laws work, doesn’t make it illegal.

Dark Raven
Guest

You’re completely right. You don’t have to buy the insurance. You can choose to pay the tax instead. The IRS doesn’t have the power to issue levies or liens or garnish wages, but they will take your tax refund if you get one.

RedStateJoe
Guest

Except, of course, that the SCOTUS disagreed with you.

Sarah J Barendse
Guest

Doesn’t really matter who disagrees. I’m still correct. lol

Bob
Guest

Have you looked into tax credits or subsidies to help with the cost?

RedStateJoe
Guest

Or, using the Free Market to find another provider? On average premiums only went up six-percent last year. If she really cared about affordable health care, she be a good conservative and follow the market.

In truth, she’s delighted that she got that bill … it’s a form of job security for her (God knows it’s not her ability to edit West’s mishmash into something cogent.)

Dr. Mark Bear
Guest

Mr. West: You really might wish to look into the article printed by Forbes that the mean increase in premium was a mere 5%. Five percent! Personally, I have not seen a rate increase that low in years. Second, nearly every story that is negative about the ACA has been debunked, as this one will be as well! Is that all you folks can do is lie?