Another Obama policy on the ballot: Health premiums are skyrocketing thanks to Obamacare

Well, President Barack Hussein Obama said his policies were on the ballot for November 4th. He also stated he didn’t mind that Democrats were distancing themselves from him as they need to do what whatever is necessary to win – they’re his folks and support his agenda.

So, it seems one of those agenda policies, the Patient Protection and Affordable Care Act, aka Obamacare, should certainly be part of voters’ consideration in this election cycle. And this recent news should truly have an affect upon this time for choosing.

As reported by the Washington Times, “The Affordable Care Act was supposed to make health care more affordable, but a study of insurance policies before and after Obamacare shows that average premiums have skyrocketed, for some groups by as much as 78 percent.

Average insurance premiums in the sought-after 23-year-old demographic rose most dramatically, with men in that age group seeing an average 78.2 percent price increase, before factoring in government subsidies, and women having their premiums rise 44.9 percent, according to a report by HealthPocket scheduled for release Wednesday.

The study, which was shared Tuesday with The Washington Times, examined average health insurance premiums before the implementation of Obamacare in 2013 and then afterward in 2014. The research focused on people of three ages — 23, 30 and 63 — using data for nonsmoking men and women with no spouses or children.”

President Obama “promised” Americans would see a cost savings of $2,500 in their insurance premiums. It was also the president who stated Americans could keep their doctor and insurance plan — which of course ended up as the 2013 Lie of the Year.

As we carefully analyze Obamacare, we find nothing more than a huge wealth redistribution scheme masquerading as a fix to America’s healthcare system. Obamacare includes 20 new taxes and actually shifts costs to healthier Americans — especially 18 to 30-year-olds — in order to cover for the cost of preexisting conditions cost and the expansion of MEDICAID. As well, it forces Americans to pay for services that make no sense for them personally — like pregnancy coverage for certain age groups. However, what is most disturbing, and why we’re seeing these insurance premium increases is that the insurance industry — who cheered this venture on since Americans were forcibly mandated to purchase their product, a violation of the constitutions commerce clause — have to cover themselves.

Also, don’t forget the employer mandate delay will run out after the midterm election and already many employers are pushing employees to part time and dropping healthcare coverage all together. Remember Obamacare penalizes businesses — heck, according to Hillary Clinton they don’t create jobs anyway — who grow above 50 employees with increased fines and regulations. Levy those costs on top of the misguided progressive socialist political gimmick of raising the minimum wage to $15, and you have small business Armageddon.

The Times says, “the study revealed that premium increases for 30-year-olds were almost as high as for 23-year-olds — 73.4 percent for men and 35.1 percent for women — said the study, titled “Without Subsidies Women & Men, Old & Young Average Higher Monthly Premiums with Obamacare.” “It’s very eye-opening in terms of the transformation occurring within the individual health insurance market,” said Kev Coleman, head of research and data at HealthPocket, a nonpartisan, independently managed subsidiary of Health Insurance Innovations in Sunnyvale, California.”

At a time when the middle income Americans are finding their wages being depressed — so much for what’s happening on Wall Street — the last thing they need are higher insurance premiums. Certainly the millennial generation who is graduating with high debt and no jobs doesn’t need this.

The Times concurs, writing, “The eye-popping increases among younger insurance buyers could be a problem for Obamacare’s long-term solvency given that young people need to enroll to offset the higher costs associated with older policyholders. “Obviously they’re very important, and as much as they’re healthier, they tend to use health care less, so you want to try and have as many of those people enrolled as possible. And the cost for them went up very [steeply],” Mr. Coleman said.”

“The study doesn’t include the federal premium subsidies offered to those earning 100 percent to 400 percent of the federal poverty limit, but Mr. Coleman points out that not everyone in that bracket qualifies because their premiums must exceed a certain percentage of their income. “So you still have this issue of health insurance rising for that very young group and, depending on where they are with respect to income and premium, they may not qualify for a subsidy,” Mr. Coleman said. “That’s what we like to refer to as a subsidy gap.”

As you go to the polls — if you haven’t already — remember it was then-House Speaker Nancy Pelosi who said, “we have to pass the bill in order to find out what is in it.” Every person who voted for this debacle and supports it should be reminded of that statement with your vote.

Obamacare in the end creates 159 new government agencies and bureaucracies and guess who pays for that? It has severe cuts to the Medicare Advantage program in order to pay for the government expansion into one-sixth of our economy. And it creates the untouchable Independent Payment Advisory Board (IPAB) — a group of unelected bureaucrats, which has the power to make pricing decisions on Medicare above congressional approval.

Sure, we can maintain the parts of Obamacare that are good — preexisting conditions coverage and the redefinition of child to age 26, if you concur. But the other 2,680 pages are nothing but invasive and intrusive progressive big government nightmares.

This policy is on the ballot — it is your time for choosing.

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63 Comments on "Another Obama policy on the ballot: Health premiums are skyrocketing thanks to Obamacare"

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Andy Martin
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Of course premiums will rise. When you tell people that they have to buy a Cadillac when a Chevy Impala will do just fine, you will pay more money. And there is no mechanism in the ACA that tells doctors that they cannot charge more for services and procedures. Liberals could never wrap their small minds around this simple argument. Libs tried to make a specious argument that suggested that the more people signed up for the ACA, the cheaper insurance would be. Wrong. Insurance is not sold in bulk outside of an employer buying a group policy for his… Read more »
JMHunt
Guest

And the death panels. Don’t forget the death panels, Andy.

Andy Martin
Guest

You mean IPAB? I agree.

JMHunt
Guest

Sorry Andy, but “IPAB” won’t inspire irrational fear in anyone. Please just stick to “death panels”.

Andy Martin
Guest

What’s wrong JMKunt? You don’t like the truth?

Here ya go left-nut. This is from dems, not Palin…………..

http://www.lifenews.com/2013/11/13/democratic-senator-obamacares-ipab-death-panels-must-be-revisited/

A Democratic senator in an interview today said the Independent Payment Advisory Board — which has come under criticism from pro-life groups and conservatives for its potential to ration health care via “death panels” — should be revisited. Even Democrats like Howard Dean have admitted death panels, or rationing, are included.

JMHunt
Guest

So we agree, “death panels” was a term created to illicit fear & misinformation. Glad to see you got something right this week, Andy.

Andy Martin
Guest

Who agrees? The term is spot-on lefty. The IPAB has the latitude to cut funding for ANY type of procedure and is not subject to review. Prove me wrong lap dog.

JMHunt
Guest
I see you’re still dodging the fact that the term “death panel” was a sensationalistic claim started by Palin that was nothing more than a political red-herring. Palin in 2009: “The America I know and love is not one in which my parents or my baby with Down Syndrome will have to stand in front of Obama’s “death panel” so his bureaucrats can decide, based on a subjective judgment of their “level of productivity in society,” whether they are worthy of health care.” Please cite one case where a person had to stand in front of the death panel. Cite… Read more »
Andy Martin
Guest

Who dodged the term leftard? Look at the article I linked. It specifically uses the term ‘death panel’ because that is what it is. Your dimtards used the term also. Get over it and accept it.

JMHunt
Guest

I’ll accept that you can’t, or ever will, be to provide an example of the existence of one of Sarah Palin’s “death panels”.

Andy Martin
Guest

I already have JMKUNT! The IPAB’s whole existence is to cut costs irrespective of need. If they decide that a needed heart transplant for a 70 YO will no longer be paid for then the patient dies. That’s it and it cannot be challenged.

JMHunt
Guest

If this, if that, if, if…solid stuff Andy. Get back to me when it actually happens.

Andy Martin
Guest

The IPAB is not an ‘if’ anything lefty. It is as I described. Prove me wrong.

JMHunt
Guest

Prove yourself right, try that for a change.

Andy Martin
Guest

I have already proven my point leftard. Prove anything I have said to be in error insofar as IPAB.

Steven
Guest
I’m not writing this to disagree with you, but I feel that I need to point out the problem with saying “cite one case where X happened” to discount the possibility of “X” ever happening. If Andy Martin is right, and what he is calling “IPAB” and you keep calling “death panels” is in fact in the ACA, then whether or not it has been exercised is irrelevant. If the federal government amended the constitution and legalized slavery, it wouldn’t matter if slavery was ever actually re-instituted. The mere fact that the government thought that it had the right, and… Read more »
Andy Martin
Guest
IPAB has the following latitude………………………… From Democrat, and doctor, Howard Dean Writing in the Wall Street Journal, Dean — who is also a medical doctor — called for abolishing what Palin originally insisted was a death panel. “One major problem [with Obamacare] is the so-called Independent Payment Advisory Board. The IPAB is essentially a health-care rationing body. By setting doctor reimbursement rates for Medicare and determining which procedures and drugs will be covered and at what price, the IPAB will be able to stop certain treatments its members do not favor by simply setting rates to levels where no doctor… Read more »
RedStateJoe
Guest
These attacks could easily give the impression that the health care law is causing premiums to go through the roof around the country. They’re not. In reality, in most states, premiums for coverage in the Obamacare health insurance exchanges for 2015 are rising at about the normal rate for health insurance throughout the country. In some places, they’re even going down. But there are a few states that are facing more extreme premium increases from some insurers — and Louisiana and Iowa are two of them. Alaska, where Democratic Sen. Mark Begich is struggling to win a second term, is… Read more »
Jimmy Gilbert
Guest

Doesn’t sound like everyone is going to save $2500 per year.

Andy Martin
Guest

So we agree that the ACA has changed nothing and actually made matter worse in some states.

Earl Lee
Guest

And 5 he republicans alternative is??? Crickets

Mohammed's pink swastika
Guest
Mohammed's pink swastika

The free market, pinko.

Earl Lee
Guest

tried free market for years….DIDN’T WORK!! Thanks for playing!!

Mohammed's pink swastika
Guest
Mohammed's pink swastika

Sorry commie, it still works.

Andy Martin
Guest

Obamacare is a bust sperm-burper. .List for me all the demtards who are facing an election next week that are campaigning on Obamacare. Nothing? Thanks for playing fellator.

Earl Lee
Guest

Has nothing to do with which democrat is running on the ACA….people are now INSURED!!

Mohammed's pink swastika
Guest
Mohammed's pink swastika

What people??? I’m not, my whole family lost our insurance. But we are white, I guess that is just exceptable “colateral damage.”

Andy Martin
Guest

No one is running on it. They are running from it. The ACA is a hoax and a con job.

Jimmy Gilbert
Guest

You are confusing who will pay for the care with the quality of care. Because of the free markets we have the best and yes it cost more for the best. Obama Care is not about the quality, but who is going to pay for it. Those that get it for free or subsidized will tell you how great it is as opposed to those that pay for it and get little in return will complain about it.

Earl Lee
Guest

No….before the ACA ….LIFETIME LIMITS, People being kicked off for getting sick…premiums going up every year.

Mohammed's pink swastika
Guest
Mohammed's pink swastika

Obama care is a national disaster. Millions of hard working Americans lost their insurance so that the protected non working few could be insured.
How is that fair?

Andy Martin
Guest

LOL you fool! Obamacare made HC insurance WORSE you slob! If the alternative was to do nothing, THAT would have been better than this.

Earl Lee
Guest

Tell that to the family that now can insure a sick child without worrying about being kicked off! Tell that to the millions that NOW HAVE INSURANCE!!!!

Andy Martin
Guest
Screw your anecdotal one-off BS stories Earl.30,000,000 STILL uninsured as planned with premiums going ever higher making it unaffordable for many. You want some real stories? =========================== Obamacare is hurting people. A lot of people — and not just the ones who are wasting all day trying and failing to sign up for the dysfunctional 600 million dollar website. Millions of Americans are losing their insurance, losing their doctors, and taking huge hits to their wallets because of Obamacare. Here are some of their stories… 1) Man with leukemia loses his health insurance: Michael Cerpok is a high school drop-out,… Read more »
Earl Lee
Guest

And people will still be INSURED under the ACA

Mohammed's pink swastika
Guest
Mohammed's pink swastika

Less people are insured now than before Obama socialized insurance.

Earl Lee
Guest

NOPE!

Mohammed's pink swastika
Guest
Mohammed's pink swastika

Well, you’ve convinced me. I’m off to vote Democrat.

Andy Martin
Guest

No more than before. 30,000,000 are uninsured………….just like before. Rates are premiums are higher thanks to the ACA.

Steven
Guest

I refuse to believe this isn’t a troll…

Earl Lee
Guest

First of all I don’t know what a TROLL is! IF a troll is someone that debunks MYTHS…yep…I’m a troll

Mohammed's pink swastika
Guest
Mohammed's pink swastika

Look in the mirror, a troll is someone who perpetuates myths. You have no facts, you drop propaganda and make statements like “nope” and then run.

Earl Lee
Guest

They only MYTHS here are the ones that allen (rob these loons blind) west post to this BLOG

Steven
Guest

“I don’t know what a TROLL is”

That much is obvious.

Jimmy Gilbert
Guest

When your going broke paying for the premiums you don’t have enough money for the deductibles. Place on top of that the number of doctors that are dropping out of Obama Care you have a failed system the insurance company loves to death; Lots of revenue with little pay out.

Earl Lee
Guest

And millions are NOW have health insurance!

Mohammed's pink swastika
Guest
Mohammed's pink swastika

I’ve got a sick puppy, will Obama insure him too, please…

Earl Lee
Guest

This is just another example why america view republicans as a bunch of HEARTLESS people!!!

Mohammed's pink swastika
Guest
Mohammed's pink swastika

Yeah, Earl… Right.
Republicans are mean for wanting to spend the money they work hard for on their own family. Rather than welfare addicts who won’t work for them selves.
You think life is easy for us!?!
Wake up you selfish axehole!

Earl Lee
Guest

So all democrats are on welfare? No democrats work for themselves? All democrats are on welfare?? If you believe this….you are more STUPID than I thought

Andy Martin
Guest

Repost this idiocy of yours next Wednesday when the election results come in.

Jimmy Gilbert
Guest

Oh, so you have to resort to name calling as opposed to arguing the facts. Good job.

Steven
Guest

The implication, of course, being that poor people are entitled to the labor and money of the rich and educated. Any C- economics student could tell you that price is a product of demand and availability. By artificially increasing the demand (by forcing everyone to buy insurance) without also increasing the supply to match (we didn’t magically get millions of doctors), then we cause the prices to increase. That simple.

Earl Lee
Guest

What poor people? Everyone that didn’t have insurance was not POOR…people that were kicked off of their insurance were not POOR! Please talk to me with FACTS and not MYTHS!!

Steven
Guest

If they weren’t too poor to afford insurance, then how do you justify government involvement?

Earl Lee
Guest

The POOR already HAD INSURANCE!

Steven
Guest

if the poor already had insurance, then why did they need a law telling them to buy insurance?

Earl Lee
Guest

UGH…you people are stupid…the ACA wasn’t designed to exclusively HELP THE POOR. It help those that could never GET insurance due to a ILLNESS! Why are right wing LOONS so against people having access to INSURANCE???

Steven
Guest
If the law is intended to combat poor policies in the private sector, why said it drafted using input from insurance companies… especially since you just said that it was their own policies that caused the “problem”? And if the law was intended to help those disqualified or who could not afford (based on preexisting conditions, as you defined) insurance, then why does the execution force people to pay for coverage they may be able to afford, but choose not to acquire? Would a better solution not be to simply outlaw discrimination against medical history, rather than penalize anyone without… Read more »
Earl Lee
Guest

I can admit that everything about the ACA isn’t good….BUT…I can also admit that it has helped MILLIONS and can be FIXED! All the millions spent on trying to repeal it was a waste of MONEY……that money could have been used to FIX the darn thing!

Fiveseven
Guest

And the typical Demonrat response to your plan getting cancelled and the replacement plan being 200-300% higher: “Well your old plan was crap anyway. So who cares.”

Republic
Guest

Free market works. Voting for the AmericaIdea for the 2016 Dream Candidate, also works.

Why go with some “lesser evil” when the Dream of ’16 is around? (Pun intended, just pay attention, spread word.) People don’t really care do they? Just complain, complain, complain. The Dream of ’16 ! The Repub Dream Candidate ! Let’s go !!!